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Start Up Loans

Start Up Loans’ mission is to help new and early-stage UK businesses access affordable finance and mentoring support. We offer personal fixed-interest loans and support to aspiring and early stage businesses across the UK who might be struggling to access other forms of finance.

Key information

Services provided:
Finance provider
  • Business loans
  • Government-backed
  • UK-wide
Legal name:
The Start-Up Loans Company


A Start Up Loan is a government-backed personal loan available to individuals looking to start or grow a business in the UK. The interest rate is fixed at six per cent. In addition to finance, successful applicants are offered 12 months of free mentoring and exclusive business offers to help them succeed. The loan is unsecured, so there’s no need to put forward any assets or guarantors to support an application. All owners or partners in a business can individually apply for up to £25,000 each, with a maximum of £100,000 available per business. The business can be up to three years old.

Since the start of the programme in 2012, over 100,000 Start Up Loans have been awarded 40% of which have gone to women entrepreneurs. The average loan value is just under £10,000.

Get in touch

There are a number of ways you can get in touch with Start Up Loans - details are in the link below