Skip to content

Funding Circle

Funding Circle is the UK’s largest online platform for business lending. Founded in 2010 to give small and medium sized businesses better access to finance, we’ve helped more than 135,000 businesses access over £15.2 billion through our fast, hassle-free online application process.

Key information

Grow Scale
Services provided:
Finance provider
  • Business loans
  • Working capital finance
  • UK-wide
Legal name:
Funding Circle plc


At Funding Circle we are 100% focused on helping SMEs grow, by making finance accessible, simple and fast. Our online application process enables business owners to check their eligibility in 30 seconds, apply in under 10 minutes, and get a decision in as little as an hour. Our data and technology means we will never lend a business more than we are certain they can afford to borrow, and our streamlined processes mean no interviews or business cases, or waiting around.

We offer a range of business finance products to suit SMEs needs. Our unsecured business loans of between £10,000 – £500,000 come with fixed rates, over 2 – 6 year terms for businesses with a minimum of one year’s trading history. Businesses can link their online bank account, meaning many businesses don’t have to submit any additional documentation to receive a personalised loan offer. Our no fee short-term loans are designed for younger businesses over a 1-2 year term, who are looking to borrow up to £50,000 on an interest only basis. FlexiPay is our new line of credit which enables businesses to pay invoices or expenses, and repay over 3 monthly instalments for a simple, flat fee and no interest. We also offer asset finance through our Marketplace of lending partners.

Get in touch

To find out more please apply online, or contact our SME finance specialists on 0800 048 2467